For hire livery insurance, also known as livery insurance, is a type of commercial auto coverage for vehicles that are used by businesses that generate revenue from transporting people.
We have great success insuring Public Auto Transportation like Taxi, NEMT, Airport Shuttles, Black Car Services and companies such as:
4 Wheel Drive Tours • Airport Shuttles • Athlete Buses • Bingo/Casino Transportation • Charter Buses • Church Buses • Courtesy Autos • Day Care Center Autos • Dial-A-Ride • Employee Transport • Group Home Autos • Head Start Program Autos • Hotel Shuttles • Kiddie Transport • Limousines (All Types) • Medical Courtesy Autos • Metropolitan Buses • Musician Buses • NEMT-Non-Emergency Medical Transportation • Party Buses • School Buses (Private or Public Owned) • Senior Citizen Center Autos • Sightseeing Buses • Social Service Agencies • Taxi Fleets • Trolley Buses • Visiting Nurses • Wilderness Expeditions.
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Businesses that incidentally transport people, such as hotels that offer a shuttle service, typically don’t need for hire livery insurance.
We have access to great companies for your business insurance needs.
If your business needs insurance, call for expert help with public auto insurance, general liability and workers compensation (888) 287-3449 .
Typical commercial public auto insurance coverage’s includes:
Bodily Injury Liability – Coverage for damages that involve any form of bodily injury to others for which you become responsible under law.
Property Damage Liability – Coverage for damage to property of others for which you become responsible under law.
Medical Payments – Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.
Personal Injury Protection – Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.
Other public auto coverage that may be obtained include:
Comprehensive – Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.
Collision – Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.
Uninsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.
Underinsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.
Additional Expense – Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.
Hired Auto Liability Coverage – Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.
Hired Auto Physical Damage – Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insured’s business.
Employer’s Non-Ownership Liability – Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.
Institutional Public Auto Insurance
Church or House of Worship
Museums / Art Galleries
Club – Civic, Service, Social, Country, Golf, Racket Sports, Handball
Owner-occupied religious institutions
Tenant-occupied religious institutions
To learn more about Public Auto Insurance or other types of policies visit insureuonline.org.
We have a direct appointment for Business Auto Policy NEMT and public auto insurance.